📋Stamp Duty
Stamp Duty (SDLT) Calculator UK
Calculate your statutory land transaction tax across England, Scotland, and Wales, including first-time buyer relief and conveyancing cost benchmarks.
📋Stamp Duty (SDLT) & Conveyancing Calculator
Calculate statutory Stamp Duty Land Tax, legal conveyancing, RICS survey, and Land Registry fees.
£
Stamp Duty Land Tax (HMRC)
Statutory land transaction tax payable to HMRC / Revenue Scotland / Welsh Revenue.Conveyancing Solicitor & Searches
Local authority searches, environmental checks, contract exchange, and mortgage deed.HM Land Registry Registration Fee
Statutory fee scaled by HM Land Registry price brackets.Closing Costs Ratio (9.3%):£292,305
Total Capital Required:£3,442,305
Cost Breakdown
Closing Costs by Price Tier
Distribution of transfer tax (blue), legal/registry (grey), and agent/survey (green)
Ø Durchschnitt£355,505
Ø Durchschnitt:
Tax / SDLT:£352,450Legal & Registry:£3,055Agent & Survey:£0
Tax / SDLT
Legal & Registry
Agent & Survey
Cost Trend
Total Capital & Cost Growth
Growth of total acquisition cost (blue) vs. pure closing fees (green)
Ø Durchschnitt£3,795,791
Ø Durchschnitt:
Total Cost:£3,795,791Closing Costs:£330,791
Total Cost
Closing Costs
FAQ & Knowledge
Frequently Asked Questions: Stamp Duty
Key mortgage guidelines, statutory fees, and investment benchmarks at a glance:
?How is Stamp Duty Land Tax (SDLT) calculated in England & Northern Ireland??
SDLT is a tiered tax on residential property purchases: 0% up to £250,000, 5% (£250,001–£925,000), 10% (£925,001–£1.5m), and 12% above £1.5m. Tax applies only to the portion within each bracket.
?What is the surcharge for additional properties (Buy-to-Let / Second Homes)??
Purchasing an additional residential property (second home or buy-to-let) attracts a 3% surcharge on top of standard residential SDLT rates across every tax band.
?How do Stamp Duty rules differ in Scotland and Wales??
Scotland charges the Land and Buildings Transaction Tax (LBTT), and Wales charges the Land Transaction Tax (LTT), each featuring distinct tax bands and relief thresholds.
?What is First-Time Buyer Relief for Stamp Duty??
First-time buyers pay 0% SDLT on purchases up to £425,000, and 5% on the portion between £425,001 and £625,000. If the purchase price exceeds £625,000, standard SDLT rates apply to the full amount.
?When must Stamp Duty be paid after completing a property purchase??
Your solicitor or conveyancer must submit the SDLT return and pay the tax to HMRC within 14 days of completion to avoid statutory interest and late penalties.
?Can Stamp Duty costs be added to my mortgage??
Most high-street lenders do not allow SDLT to be rolled directly into the mortgage loan. Stamp Duty must generally be paid from cleared personal cash reserves at completion.
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